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Discussion Starter #1
I bought my 12R here in FL, and my only reason for buying is was because FL doesn't require insurance on motorcycles. But I'm moving to Knoxville TN in about a month or so, and I'm 20, and won't be able to afford insurance for awhile... (I'm going into college...)

So I'm wondering so long as my parents stay in FL and maintain an address down here would I be able to register my bike in FL, and ride it in TN with no insurance?

Also I already switched my license and my truck's registration/insurance over to TN. Did that to.... well save on insurance 8) I mention that because I know I'll get my chops busted over a TN license and a FL plate....

Any thoughts would be appricated
 

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That's a real good question and to be honest, I'm not sure. Most states require that you a have minimum of liability insurance but that also is directed at vehicles registered in said state. I think your best next step is to call Tn DMV and see if you can get a straight answer ( I know, lots of luck :roll: :wink: ).

My gut feeling is that if the vehicle is legal in the state it's registered it's okay to be driven in another state. That typically holds true for normal equipment topics, etc. The cavet in your case is that you have a TN license, indicating that you are in fact a resident.

I'd call and state that you have two residences, one in FL and one in TN. Tell them that you normally keep and ride the bike in FL but on occassion bring it up to TN for rides.

This is one topic that I wouldn't risk not knowing the answer on. State fines and license penalties are usually very steep if you are found guilty of riding w/o insurance. Here in NJ it's a mandatory 1 year loss of license and very steep fines.

Here's a link for TN DMV...

http://www.dmv.org/tn-tennessee/department-motor-vehicles.php
 

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Discussion Starter #3
I've lived in FL for about 2 years and acctually never held a FL license, but my other car/truck have always been register/insured in SC.



And I just recently transfered my license/registration to TN, but I got my motorcycle license in SC, and took the test on my 12R (which had FL tags, and no insurance) and after driving 9 hours to a SC DMV I was told that I couldn't take the test on an uninsured bike no matter what state it was registered in, or what the laws are.... Given the SC DMV is THE WORST SH#T HOLE I'VE EVER BEEN IN :evil: (I really hate that state.) It's always made me wonder, if someone from FL rode threw another state with no insurance (being that it's not required), would say... a GA trooper (being that they are particularly mean.) give you a big fat ticket for it???
 

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Any progress? I live in oregon which requires insurance. But washington does not. When you cross the border there are signs that say insurance required and helmet required. You can be ticketed here. It doesn't matter where your bike is registered.
 

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Wow I had no idea there were states that didn't require ins for bikes, that's kinda crazy lol. What happens if u eat it n hurt someone or someone's property? It's just on u to pay damages and hospital bills and on them to wait for it?
 

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You are obligated to follow rules of the state you are a legal resident of. Now since you possess a TN license, you have 90 days from the date you got the license to meet all state rules or you can be ticketed.

What this means is 90 days to move over title and plates of all vehicles you own and comply with state insurance requirements.
 

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Yeah some states like mine here in Maryland require you to change your info over to the state you reside in within 30 days. The only time i have known to be able to get away with having a license in one state and registration and tags on the vehicle in another is if you are military.
 

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Matter of fact when i lived in TN you can have your vehicle registered out of state coming but when your state insp expires only the military can re-new out of state. If you reside in TN with an address you have to re-register in TN or you can be ticketed. But hey since your bike is over 10 yrs old insurance shouldnt be too bad. Try riders insurance for liability coverage if your trying to keep it cheap.
 
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