Damn, I wish USAA still covered motorcycles. I'm still 'grandfathered' with them until I change bikes, then I'd be under-written thru Progressive---NOT a chance in Hell I will pay their rate though. Fook. :evil:

 

Nope I still have it..

 

Damn, I wish USAA still covered motorcycles. I'm still 'grandfathered' with them until I change bikes, then I'd be under-written thru Progressive---NOT a chance in Hell I will pay their rate though. Fook.

Jeff, have you looked at State Farm? I pay $40 per month for full coverage on my Fastest Metallic Spark Black '05. I do have my cage and house through them too but the savings for that is minimal. You may want to check them out. They recently altered their policy of insuring the bike based on class/type i.e. sportbike to using cc's instead.

 

No regrets here whatsoever. I did have to tell Progressive good bye, I am getting full coverage on the 14 through Allstate for less than I was paying for liability on the 12 through Progressive. I find it funny how Progressive use's the Ninja in its advertisement's but when you call them with one it dont seem like they want to insure them.

 

No regrets here. Insured by State Farm.

 

I've got a card from a statefarm agent that has been giving local guys good rates. Progressive was too high, and Allstate told me straight up "You don't want to insure a bike thru us." Allstate was like $3K/year :shock:

I actually sat on the 14 for my first time today....it didn't 'move me' like I was hoping it would. I'm still soul searching, til then, I'm returning the 12 to as stock as possible and not riding it(much). 8)

 

State Farm is the way to go...

Especially if you can put multiple vehicles on the policy. The ZX14 ended up being $340 for the year, $0 deductible for us, due to record, and multiple line items.

 

:shock:

 

:shock:

That's what I look like staring at your Avatar. :twisted:

 

that's what I look like staring at your Avatar.

I look like this;

:shock: :shock: :shock:

Then like this when I start feeling "funny"



Pretty soon, I hope to find what my special purpose is for. :wink:

 

lietome,

if you have a policy with USAA now, just call them and tell them that you want to transfer your insurance if you are saling your 12, that is what i did. you just have to transfer the insurance before you drop the insurance. Atleast that is what they did for me.

321cya

 

thanks...but I don't plan on having anything to transfer it too. My plans are to sell everything except my helmet and my stands...not sure if or when I will be getting a new/different bike. I did go to the dealer and sit on the 14...it may as well have been a foot stool. It did absolutely nothing for me. Right now there isn't a bike out there that I just Have to Have.

My latest MRI has revealed another big bulge at the L4/L5. Same spot I had my last 2 surgeries on...this time its poking out the left side of my figgin' spine :evil: I honestly don't have the discipline to stay off a motorcycle....I think the move is in my best intrest. I love my 12, but I love standing upright without pain just a smidgeon more.

 

lie
If you haven't read the early review I wrote on the 14 vs 12R in a different thread, check it out. The best I can say is the 14 is different. Whether it is "better" than the 12R definitely depends on how you plan on riding. For me, the 14 appears that it will fit what I use my primary road bike for better than the 12R. So far, I like the 14 better.

 

Nope cause i never will. Unless the do a complete overhaul of the 14, i'll never own one!

 

Nope cause i never will. Unless the do a complete overhaul of the 14, i'll never own one!

+1

 

I'm done saying never....you never know.

 

YES!!

L2M - Keep your 12r. It doesn't appear to me as though the 14 is putting out very much more power than the 12r, so if you're looking for peak power I don't think it's really worth the trade.

It feels to me like the reach to the bars on the 14 is greater.

Apparently it's not practical to use a magnetic tank bag on the 14 and, by what I'm reading, there currently isn't a strap-type bag available for them.

A custom seat for the 14 isn't going to be comparable to a custom seat for the 12r, in my opinion anyway, because of the pan they're stuck working with.

Also, I'm wondering if it's possible to raise the bars on the 14 as much as can be done on the 12r.

And the 12r looks sexy. The 14 looks like something designed by 10 different design teams with no communication between them.

The 14 is a more complicated machine compared to the simplier 12r.

And the 12r is well sorted.

Keep your 12r. Take whatever money you were going to spend getting the 14 (probably around $5,000 difference), then take the money you would have spent adding the stuff to it that you already have on your 12r (I'll guess another $3,000), then take the money that you'll lose in depreciation on the 14 (typically $1800 initially) and put it in a ROTH IRA spread over a couple of years or a College Fund for the kids.

Money much more well spent.

 

I used this tank bag on my 12 and it work's as well on the 14. It look's a little larger in the pic than what it really is. Stay's in place good in crosswind's as well.

 

Edit

 

Apparently it's not practical to use a magnetic tank bag on the 14 and, by what I'm reading, there currently isn't a strap-type bag available for them.

Not practical on the 12 either I have a chase-harper with straps like the one pictured. I'm sure it would fit a 14 the same way. Not too many bags are 'bike specific'.

Also, I'm wondering if it's possible to raise the bars on the 14 as much as can be done on the 12r.

What kind of bars are on your 12, the 14's bars seem perfect too me. Even better than my first gen Heli-bars.

The 14 is a more complicated machine compared to the simplier 12r.

And the 12r is well sorted.

more complicated? It takes a half hour to get to my air filters, and another 30 minutes to get everything lined up and installed again.

I see what you are saying about the 14 moneywise, but the money isn't the issue. The 14 just doens't move me like I wanted it too. I REALLY thought it would be glove-like...kinda when I sat on the 12 the first time. I will still consider getting one, but not at the expense of selling my favorite ninja. BTW, thanks for the investment advice, but Gramma beat me too the college fund


SITW, i don't think his particular comment here was out of line. What happens at bikeland should stay there IMO.

Let's not turn this thread to poo....please.

Jeff

 

Lie
You are correct. I removed my post. Problem is, it didn't just happen over at Bikeland. It started here earlier, but you are correct none the less.

 

thank you.

I'm loving the blue 14...

 

Lie
I have to admit, I did not care much for the looks of the 14 at first. But as I said before, I do not buy bikes on looks. However, now that I have it and the more I look at it, it is growing on me. I think my problem, why I didn't like the looks, is that I kept comparing it to what I thought a sport bike should look like. I didn't accept it for trying to be different - i.e. the front end and the Foreman grills. I can't remember where I read it, but someone said it reminded them of Italian car styling. Well duh, look at the Testarossa grills! Well, I love Italian sports car styling. Once I read that comment, looked at my red ZX14, Italian sports car red, it sort of clicked and the looks really grew on me. Add to that, the pics of tslewisz's ZX14 with the exhaust and fender eliminator. His bike looks absolutely great!

If you can put aside that it really doesn't make much more, if any, peak horsepower over the 12R stock, it IS a leap forward in smoothness, ridability etc. Keep in mind I am comparing it to my 2001 12R. And despite what the nay sayers are saying about horsepower, it has more potential than the 12R with simple mods. You can already see the results at the drag strip and top speed runs. It has already set a few records.

 

Apparently it's not practical to use a magnetic tank bag on the 14 and, by what I'm reading, there currently isn't a strap-type bag available for them.

Not practical on the 12 either I have a chase-harper with straps like the one pictured. I'm sure it would fit a 14 the same way. Not too many bags are 'bike specific'.

Yeah, apparently I'm off base on that one.

Also, I'm wondering if it's possible to raise the bars on the 14 as much as can be done on the 12r.

What kind of bars are on your 12, the 14's bars seem perfect too me. Even better than my first gen Heli-bars.

I'm one of the fortunate ones - the stock bars on the 12r (especially the much faster and sexier 'A' models) work quite well for me. But when I sat on a 14 one of the the first things that crossed my mind was that the bars were 'off' - just didn't seem right. And since the thing was billed as the next chart-topping hyper tourer I expected (read assumed) that the ergonomics would be, well, better than they are.

The 14 is a more complicated machine compared to the simplier 12r.

And the 12r is well sorted.

more complicated? It takes a half hour to get to my air filters, and another 30 minutes to get everything lined up and installed again.

Functionally complicated is what I meant. Yes, the 12r can be a bit of a pickle to work on, but with enough time and beer almost anything is possible... :wink:

Maybe it's just me, but I look at the earlier 12r (A1 through B2) as a more basic, simpler machine compared to the newer offerings and that counts for a lot in my book.

At the end of the day, I'll readily admit that my bias is tempered with disappointment -- the 14 isn't the wonderbike I was expecting -- so I'm keeping my eyes peeled for a nice, clean, low mileage A model.

May as well get back on what moves me... 8)

 

I honestly did not like the looks of the 14 when they first came out, in fact I thought they were just plain ugly.
But..........after spending the week-end on one at Maxton it was kinda like getting drunk at a bar. The more you drink the prettier the women get and the faster I ran on the 14, the prettier it got!
By the time we dropped it off, I had a tear in my eye and was thinking----That's a beautiful bike!
Dan